नेपाली
Under this insurance the company will indemnify the insured against loss of or damage to the purely residential building or apartment and the household contents therein by any of the following perils without an extra premium. Its main objective is to protect the fixed assets of an individual against unexpected losses. It is a type of policy that covers the losses and damages to an individual’s house and assets in the home up to the sum insured of 2 crores.
Coverages:
Fire, lighting, Earthquake, Storm, Typhoon, Snow, Hailstorm, Flood, Landslide, Inundation, Subsidence, Impact damage, Aerial damage, Explosion/Implosion Damage, Self-combustion, and Missile Testing Operation damage along with Riot, Strike, Malicious Damage, Sabotage Terrorism and other as per policy.
Other Additional Benefits:
- Architect, engineer, or surveyor fee, Displacement of debris, Accidental Insurance,
- Theft, Burglary, Robbery
