नेपाली
A medical insurance policy is an agreement between the insured and the insurance company under which the insurer agrees to cover or reimburse medical expenses incurred due to illness or accidental injury, subject to the policy terms and conditions.
It generally provides financial protection for healthcare costs such as:
- Inpatient hospitalization expenses
- Outpatient consultations
- Diagnostic and laboratory tests
- Surgeries and medical procedures
- Medicines and treatments
- Emergency care and related medical services
Coverage may apply whether treatment is received at home or in a hospital, depending on the specific policy provisions.
*Procedure and Process to buy insurance policy further details are provide in Citizen Charter and Downloads pages
